The Canadian Coalition Against Insurance Fraud has compiled several of the more curious frauds of 1998:


After a man claimed his car stereo was stolen, the adjuster asked to inspect the vehicle. The insured pointed out where the stereo had been, and mentioned to that his spare tire and jack were stolen, too. That led the adjuster to open the trunk, where he saw stereo components that looked like the same system the man had claimed was stolen. Sure enough, the screw holes lined up.


An investigator received a tip that two men were planning to stage a car accident to claim benefits. They were surprised when the investigator showed up at the scene of the "accident" -- and were truly shocked when she popped the hood of one of the cars. It was missing a key part: the engine. The two men had towed one of the cars there to make it look like an accident.


One woman hired a thief to make her car disappear for the insurance money. But she picked the wrong man for the job. The accomplice liked the car so much better than his own that he kept it. He was later caught driving the car the woman reported as stolen.


An adjuster interviewed a man at his house on a routine stolen boat claim. The insured said his 21 foot vessel was stolen from his locked garage. However, a measuring tape showed the garage was only 18 feet long.


To finance a shopping spree, a man decided to stage a break-in of his own car. He had the perfect alibi for the insurance company in case suspicion was cast his way: He was shopping when the break-in occurred. But the adjuster checked the man's cell-phone records and shopping receipts and found he had called police before he went into the store.


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