Following Thompson's physical, Dr. Munro sent his patient a bill. When a month went by without a remittance, Dr. Munro sent another bill, and then another, and then a fourth, but to no avail.

Finally he sent Thompson a pathetic letter, claiming desperately strained circumstances and enclosing a shot of his infant daughter. On the back of the snapshot he wrote, "The reason I need the money you owe me!"

Barely a week later a response from Thompson arrived in the mail.

Munro ripped it open eagerly, and found himself holding a picture of a gorgeous woman in a mink coat. On the back of the photograph the patient had scrawled, "The reason I can't pay!"

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